Sheriff Plummer of Nothingham

The more we look at the involvement of the Sheriff in the foreclosure process, the more we wonder. Why do banks get this special collection agency service funded by the State, with a gun and a badge?

A home loan is a contract between two parties: the bank and the home buyer. No different than the loan for a car, or a contract between two parties. Why does the Sheriff enter into this process at all? And why do the taxpayers have to fund any of it? How does he get to hire his friends to do “appraisals” when none of us could hire the same unqualified people?

The whole premise of a Sheriff in an urban county seems to be an obsolete holdover from long ago. Why do we elect a Sheriff- when we don’t elect police chiefs?

Greg and I don’t know all the answers- but we’re sure some of you do. We hope you fill us in- and everyone else in, with your erudite comments below. Here is our video today: The Sheriff of Nothingham

Enjoy.

And, to the woman who called and left a message on my answering machine thanking me for this forum- thank you!

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2 Responses

  1. Will Brooks January 15, 2010 / 10:04 pm
    I don’t know why the Sheriff holds the auction. Most times the banks put it in the auction and buy it back at the low assesment value.
     
    http://www.mcohio.org/sheriff/
     
    Click on Properties for Sale, then click List of Properties for Sale, choose detailed and see what I am talking about.
  2. Dan January 17, 2010 / 8:44 pm
    I am not sure I would characterize Montgomery County as a completely ‘urban’ county, I would guesstimate from this map that the county is approximately 50% rural.
    http://en.wikipedia.org/wiki/File:Montgomerytownships.PNG
    A good portion of the county rural part of the county is policed directly by the Sheriffs Department.

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