I can’t say this enough- if you are still banking with banks- don’t. Join a credit union.
That being said, the regions largest credit union, Wright Patt Credit Union, WPCU, had an online banking melt down last week. At least one of my deposits disappeared. Deposited on Thursday May 1, 2025, and accepted via mobile banking, a large check seems to have vanished.
WPCU is working on it, but until then, you might want to double check any mobile deposits made to your WPCU accounts and make sure the same thing didn’t happen to you.
I’ll update when I get a response from WPCU.
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Do credit unions have the same protection against bankruptcy that banks do? FDIC?